Samuel McMullen
YOUR LOCAL LENDER
CrossCountry Mortgage
About Sam
Sam McMullen is a mortgage loan officer with CrossCountry Mortgage serving Nashville, Brentwood, Franklin, Nolensville, and the greater Middle Tennessee area. With 14+ years of experience, Sam specializes in helping self-employed buyers, business owners, and 1099 earners qualify using bank statement loans, Non-QM programs, and P&L-based financing while also working with W2 buyers, first-time homebuyers, and move-up buyers. Sam and his team are known for clear communication, on-time closings, and creative loan solutions that other lenders can't offer.
Also serving the states of AL, AR, CA, CO, FL, GA, KS, KY, MO, OH, SC, TX, VA, WY
I pride myself on transparency and exceptional customer service.
Relationship
My goal is to be your lender for life. I care about every loan as if it was my own. What matters to you matters to me
One Stop Shop
Our mortgage process
keeps everything under one roof (Processing, Underwriting and Funding)
Over Communication
It's one of the easiest tools to use but when not used properly can cost us all time and money.
The 21 Day Close
We can close most loans in as few as 21 days! Learn about the 5 step process for our program here.
Testimonials
“Sam was willing to work with us on a Saturday night in order to help us get an offer in on the house we wanted! “Who does this on a Saturday night?” I asked our realtor? Sam does! Very efficient, professional, knowledgeable and great personality is what we got with Sam! Top notch! Seriously I will never go through my regular bank again for our loan needs. This was the best experience we’ve ever had! Thanks Sam for all your help!”
Jennifer T.
“We highly recommend Sam. He was an open book, prompt, and thorough. He was there for us every step of the way and was extremely accommodating. We will definitely use his services again in the future.”
Mario M.
“I never knew how big of a difference a good lender could make until I was referred to Sam McMullen and Gavin’s team at Cross Country Mortgage. The communication and follow up throughout was excellent, but I was even more impressed with their availability. I expected to leave messages at times, but they always answered the phone or responded to emails in a timely fashion - no matter if it was day or night. They even answered my call over a holiday weekend!! I felt bad for the buyers on the other side of the closing table who experienced multiple delays and excuses from their mortgage company. I had a vastly different experience with Cross Country and I can’t thank them enough for making the process as simple and as painless as possible. Sam and Nessa understand what it takes to provide quality customer service. Thank you!”
Darren C.
“I just bought my first official home and Gavin and his team couldn’t have made this experience any better! I worked with Sam and at our closing I probably hugged him 10xs. They have really helped us a lot and never sugarcoated it which is something I greatly appreciated.”
Dianna A.